Emmanuel Mwanambali Mungongo holds a PhD from Judge Business School at Cambridge University and is an alumnus of Galilee International Management Institute in Israel. Mungongo works for the Bank of Tanzania as senior principal economist, with broad leadership experience in banking supervision, banking operations, payment systems oversight, financial consumer protection, macroprudential oversight, and policy, combined with research in innovative and inclusive financial institutions and products. He chaired the Responsible Digital Lending Sub-Group of Alliance for Financial Inclusion, a global financial sector development organization, from 2015 to 2018.
When banks and savings groups form linkages, the two together can generate new financial products and accelerate inclusive finance. However, regulation is needed to address ensuing consumer and cybersecurity risks.
